Your next step
Your first home. A clearer first step.
Explore your buying power, understand the down payment, and make a plan for the first offer.
Keep the whole picture in view
A plan that fits your situation.
A first offer in Lehi or Meridian usually comes down to the full payment, not the purchase price. Conventional around 3% down, FHA at 3.5%, and VA or USDA at $0 down are different loans with different insurance. Utah Housing and local assistance can change the cash you need up front, and they come with income and price limits.
- 3% conventional, 3.5% FHA, $0 down VA or USDA when you fit
- Utah Housing and local DPA if the file needs it
- A letter written to the offer, not a vague range
A useful place to start
Buying power
Turn your income, debts, and down payment into an estimated purchase price and housing budget.
Estimated purchase price—
Monthly housing budget—
Estimated monthly housing—
Assumes a 30-year fixed loan, a 28% housing ratio, and a 43% total debt-to-income ratio. The price estimate is capped at $2.5 million. Taxes, insurance, PMI, and HOA are included. This is a budget model, not a pre-approval.
A real person. A clear next step.
A number is a start. Let’s make a plan.
Bring your questions and the numbers you’re working with. Brandon will help you understand the options and decide what comes next.
