Refinance calculator

One payment. More clarity.
Check the cost over time.

Compare fixed payments and estimated remaining interest on two cards and an auto loan with a new loan.

Your scenario
Credit card one
Credit card two
Auto loan
New loan scenario

Proposed monthly payment—

Current combined payment—

Monthly payment reduction—

Current modeled remaining interest—

New loan total interest—

Amount consolidated—

Put these numbers in Brandon’s hands.

Your estimate comes with your inquiry. Add your contact details below.

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Illustrative estimates only. No application or credit pull to use this calculator.

A real person. A clear next step.

A number is a start. Let’s make a plan.

Bring your questions and the numbers you’re working with. Brandon will help you understand the options and decide what comes next.

Brandon Maughan
Brandon MaughanUtah & Idaho · 8am–8pm MT
Call (801) 875-9147

Get in touch

8am–8pm MT

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No full application. No credit pull. Brandon follows up by email, or by phone if you include your number.

Please leave out Social Security numbers, account numbers, and financial documents. Brandon can help you get started with a secure application when you’re ready.

Your completed estimate will be included with your request.

Send your details directly to Brandon for follow-up. Privacy policy.

Make the estimate useful

Start here. Adjust. Compare.

  1. Enter each card’s balance, rate, and the monthly payment you plan to maintain.
  2. Add your auto balance, rate, and remaining term, then choose a new-loan scenario.
  3. Compare both monthly payments and modeled total interest. A smaller payment may extend repayment.

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Refinance break-even

Compare monthly payment savings with upfront closing costs to see when a refinance recovers those costs.

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