Refinance calculator

A new loan should add up.
Find the break-even.

Compare monthly payment savings with upfront closing costs to see when a refinance recovers those costs.

Your scenario

Pays for itself—

New P&I—

Monthly savings—

Put these numbers in Brandon’s hands.

Your estimate comes with your inquiry. Add your contact details below.

Review my estimate with Brandon

Illustrative estimates only. No application or credit pull to use this calculator.

A real person. A clear next step.

A number is a start. Let’s make a plan.

Bring your questions and the numbers you’re working with. Brandon will help you understand the options and decide what comes next.

Brandon Maughan
Brandon MaughanUtah & Idaho · 8am–8pm MT
Call (801) 875-9147

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8am–8pm MT

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No full application. No credit pull. Brandon follows up by email, or by phone if you include your number.

Please leave out Social Security numbers, account numbers, and financial documents. Brandon can help you get started with a secure application when you’re ready.

Your completed estimate will be included with your request.

Send your details directly to Brandon for follow-up. Privacy policy.

Make the estimate useful

Start here. Adjust. Compare.

  1. Use your current balance and monthly principal-and-interest payment.
  2. Enter a proposed rate, new loan term, and upfront closing costs.
  3. Compare the break-even with how long you expect to keep the loan. A lower payment alone is not the whole decision.

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